Real estate appraisal services for homeowners in the city of Wheeling and Ohio County
See the top seven reasons why West Virginia homeowners call on Bachmann Appraisals:
- Pre-listing appraisals (whether you're using an agent or selling the home on your own)
- Challenge property tax assessments
To lower your mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a divorce in the state of West Virginia, when property needs to be divided
Settle an estate in West Virginia by determining the true market value of a property
At Bachmann Appraisals, we understand the individual needs of a customer looking for appraisal services.
While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)
Since you have an emotional attachment to your home, it's often very hard to be objective about it.
The professional appraisers at Bachmann Appraisals will tell you what you need to know -- not just what you want to hear. We are objective.
A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers.
It gives you something concrete to show the buyer.
The appraisal is an independent third party's opinion of your home's value, not just you saying how much your home is worth.
Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.
Challenging Ohio County's assessment of your property
Let's say you live in a local area that is declining -- your local tax assessor may have your house overvalued.
This means you're paying higher taxes than you should be paying.
The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period.
An appraisal report from Bachmann Appraisals is your perfect weapon when contesting your property tax assessment.
Need to cancel PMI?
A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".
Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down.
Bachmann Appraisals is qualified in helping people just like you do away with unwanted and unneeded PMI insurance.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area.
This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint.
An expert appraisal from Bachmann Appraisals can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would like to have a seasoned appraiser double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal?
In a field review we'll go out and check the subject and comps.
If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession.
While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.
Bachmann Appraisals PO Box 6875 Wheeling, WV 26003-0924
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